Overview

Job Purpose Statement (Summarize in one/two statements why this job exists and the contribution
makes to the overall business of the company).

To ensure quality of portfolio by accurate assessment of the creditworthiness of potential customers
before sanctioning loan and maintain the original documents properly.

Duties & Responsibilities ( List in the order of importance the duties & responsibilities of this job)
o Responsible for supervising the Credit functions of the region
o Repayment capacity appraisal, due diligence checks, etc.
o Monitoring legal & Technical appraisals
o Ensuring speedy disbursals of Home Loans
o Monitoring proper documentation of loan files of the region
o Liason with HO/RO for sanction of cases
o Manage verification of external agencies
o Legal/Technical agency management
o Personal discussions of SE/SENP profile customers
o Property verification of loans above 10lacs
o Compliance of audit query
o Third party agency bill/payment management

Professional Qualification Skills & Knowledge Competencies
Graduate/MBA/PG with
minimum 3 yrs of exp

Credit Appraisal
Risk Analysis
Analytical Skills
Compliance with company
norms/ policies.

Strategic Business Orientation
Leadership through sustainability
Customer Focus
Leveraging Human Capital
Weaving Passion and Energy at
Work
Result Orientation with Execution
Excellence